I get some variation of this question on a regular basis and it usually falls into one of 2 scenarios. The first is when someone is getting ready to retire. The other is when a mid-career family is buying a new home, thinking about refinancing, or has just come into some additional money, say from a promotion or inheritance. For the sake of brevity, I’ll cover the first scenario here and the other in a future post. [Read more…] about Should We Pay Our Mortgage Off Early?
Thinking about taking out a mortgage or auto loan? Concerned about identity theft? Reviewing your credit report on a regular basis can help ensure you qualify for the best interest rate and that no one is taking out credit cards in your name. And if you are considering a loan, it would be good to know your credit score as well. Here are some of the best resources I’ve found to help research your credit. [Read more…] about Resources to Research Your Credit