Thinking about taking out a mortgage or auto loan? Concerned about identity theft? Reviewing your credit report on a regular basis can help ensure you qualify for the best interest rate and that no one is taking out credit cards in your name. And if you are considering a loan, it would be good to know your credit score as well. Here are some of the best resources I’ve found to help research your credit. [Read more…] about Resources to Research Your Credit
In a Nutshell
- In a turbulent year for many asset classes, all managed to post positive gains.
- U.S. Stocks finish the year strongly and in a leadership position. Stock prices surged into the end of the year on the expectation that companies will be more profitable with a Republican controlled government.
- The U.S. dollar strengthened over the course of the quarter as the Federal Reserve decided to raise interest rates and talked of 3 more increases in 2017.
- Assets negatively influenced by rising interest rates, such as Bonds and Real Estate, struggled during the quarter, continuing a trend that began in late summer.
It inevitably seems like the week between Christmas and New Years becomes one big to-do list where we try to remember and then accomplish it all before the calendar flips.
At the risk of giving you more things to tackle, here are a few financial items to review. Some may help lower the tax bill while others are just good to do on an annual basis. [Read more…] about Year End Planning Items
With the election tomorrow, I thought it would be timely to look at whether the stock market does better with a Republican or a Democrat in the Oval Office. It would be rational to assume that the stock market would perform better with a Republican since they are thought to be more business friendly. A recent survey by Fidelity found that 74% of investors think that which party controls the government has an effect on stock market returns.